If you are new to debt repayment, you might be thrown off by all the winter terms being thrown around like “avalanche” and “snowball.” Just what the heck do these terms have to do with your debt? I’m hoping that I will be able to clear that up in this
Continue readingStudent Loan Refinancing
If you have any private student loans, one of the best ways to save money on them is by refinancing your student loans. I have refinanced my loans not just once, but twice through two different banks. I was able to bring my interest rate down from 7.92% to it’s current
Continue readingJanuary 2015 Budget Review
It feels like just yesterday I was writing out my post for December’s budget review, and just as quickly as 2015 came in, the first month of 2015 is over already. I was able to make good progress on my student loans in January thanks to a reimbursement check from my
Continue readingPaid Sick Leave
I’m big on early retirement and being able to spend your time as you see fit, to not be restricted by an employer. This is a long-term goal for me and one that will take many years of discipline and budgeting (probably a little luck too), but it is one that I
Continue readingStudent Loan Progress – January 2015
It’s the first month of 2015, and that also mean it’s my first student loan payment for the year. 2014 was a year of great progress for me as I put $27,000 towards the principal on my loans. I was as diligent at tracking my numbers in 2013, but after adding
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