From Debt To Dreams

So 2024 has finally come to a close and it was a year that was kind to my finances. A majority of the months saw the market make solid gains, and my portfolio was able to match all of those gains. I don’t think I’ve shared in a while, but

The negative that I had in October was quickly reversed in November and I was able to complete erase that deficit while even building upon it. Spending was lower so I saw increases in my cash accounts, and the market ended November on a high note which boosted my gains

October finally reversed course for my finances, especially as the market dipped towards the end of the month. I also had to pay off some larger credit card balances from expenses in August and September, so that increased spending hit my cash a little harder than most months normally would.

I’m sensing a recurring pattern here, and I’m certainly not complaining about it! September was another solid month for me financially. Medical spending was a little higher again this month as I continue physical therapy, and I did book a small getaway a few hours away. This led to my

August was an amazing month for my finances across the board, keeping the streak going at four months straight of net worth gains. Spending was low this month, so I made gains in my cash accounts and the market continues to move towards record highs. I have no big travel