Follow my journey from debt to financial independence
August was another good month for me, with average spending – though a little higher than last month. I have been trying to keep more money in my savings account as well, to at least earn a few pennies in interest compared to zero in my checking account. The market
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Another month with average spending, and I’m starting to get a feel for what my expenses will be with a mortgage. Still figuring out the utilities side of things, as I only had a few months of winter for heating and now learning what my electricity bill will be like
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Compared to May, spending was a lot lower in June with no major expenses in the budget. The market also continues its torrid pace even with everything happening around us. It seems like covid did peak a few months ago, but there are worries that it will come back strong
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I had some housing expenses like furniture, minor repairs, and painting which brought down my checking account this month. Luckily it wasn’t anything too expensive so it’s just a temporary setback, and the market made sure to cancel out those minor losses this month.
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Spending and expenses are leveling out now with mortgage payments, utilities, and everything else involved with owning a house. I received a nice bonus this month which contributed to the large increase, and the stock market is really recovering which is also part of the overall increase. Going forward, I’ll
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