Happy New Year everyone! This is a scheduled post as I will be on vacation when it’s published, so the last few days of the month are estimated but the rest should be 100% accurate. I put together the numbers before I left and the only extra spending would probably be for dining out which I accounted for in the estimation. I also switched jobs during the month, so I had lower than expected income bundled together with increased spending. I hope that everyone else didn’t have such a hectic December as me. Taking a vacation was absolutely something that I needed, and I was able to negotiate that into my start date since it had already been planned for a while now.
November was a bit of a strange month for me when it came to spending. I attended a lot of events, but there wasn’t much spending elsewhere. I was able to reign in the rest of the budget categories so that I could spend more money on having some fun. The holidays are approaching, so it does mean some increased spending. But I’m confident that I will be able to control that and keep within my budget. I think I’ll also be adjusting some categories going forward, but for now I’ll keep the budget as is. Anything extra can just go into the extra spending category – that’s what it’s there for anyways!
Following up the post on my October net worth update, I’m now bringing you the numbers that got me to that net worth increase – at least for the first half of the month. The previous two months have been some kind of budgeting blues for me. Having to move out and make some major (unexpected) expenses has been rough on the financials. I’m hoping that I can stay focused and make the rest of the year a much more positive experience when it comes to my personal finances.
Sorry that this post is coming out a little later that normal, September was a bit of a crazy month for me. I’m still trying to adjust after the move out, and things are really hectic when it comes to organizing everything and trying to settle down. I had planned on expenses being higher than usual this past month, but I also had some unexpected expenses creep up on me. I think we all know that those are never fun! I’m still adjusting the budget as patterns change, right now I’m kind of creating a “maximum expenses” budget for safety purposes. I will continue to fine tune those numbers as time progresses and things level out more.
For the majority of people, unofficial Summer is now coming to a close. I’m hoping that the warm weather can hold on well into September, but you can tell that everyone is now back to school. Traffic is now back to its normal congestion and everything is a little more crowded. I’ve also got big news with the fact that I’m finally moving out! Right now I’m still kind of going back and forth between two places because of work, but hoping to fully figure out that situation as soon as possible. I’d love to give more details but I won’t do that for anonymity reasons for now. Once everything is resolved and set up, I’ll be sure to share all the details with all of you.